Cumberland Trust’s motto, A Special Place to Put Your Trust, truly exemplifies what we do when it comes to administering Special Needs Trusts. Either created by family members to care for a loved one’s present and future needs or as part of a court-ordered structured settlement, these trusts require specialized knowledge, a team-oriented approach, and above all, true compassion.

At Cumberland Trust, we excel in personal relationships because we have a passion for doing the right thing and we align ourselves with specialists such as accountants and attorneys who resolve issues before they become problems. Because Cumberland Trust’s platform centers on trust administration and listening to individuals and families, rather than managing assets, we focus on people, not money management, and we have a distinguished track record when it comes to managing special needs trusts with precision.

When we are named as trustee for a special needs trust, you can be assured that we will step in and become an integral part of a family’s life, and we will be there to provide oversight for the future.

Why a special needs trust?

Some trusts are court-ordered, as part of a structured settlement. Others can be created for the benefit of someone with special needs. A problem can arise if someone leaves money directly to a person with special needs, since this can result in the termination of any eligible government or local benefits and services for that person.

For this reason, a trust is the preferred mechanism to help someone with a special need live their fullest life, and to help families cope with overwhelming amounts of specialized care or routines that may be necessary now or in the future.

-Quick Facts on Special Needs Trusts

-Article: "A Special Needs Trust Can Be The Best Way To Provide For A Disabled Or Handicapped Person"